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ChatGPT's bizarre response to be asking how a 'normal person' should become rich leaves users in shock

Home> News> AI

Published 16:44 19 Jan 2026 GMT

ChatGPT's bizarre response to be asking how a 'normal person' should become rich leaves users in shock

Steven Bartlett sought financial advice from ChatGPT

Rikki Loftus

Rikki Loftus

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ChatGPT gave a bizarre response when it was asked how a ‘normal person’ should become rich, and the answer has left users in complete shock.

Now, a lot of us would probably be guilty of probing the AI chatbot with ridiculous questions.

Whether it’s ‘how to get rich?’ or ‘how to win the lottery’, the OpenAI bot seems to have an answer for everything.

However, what advice does it give when you ask it to act as your financial advisor? Well, one man decided to put it to the test.

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During an episode of the Diary of a CEO podcast, host Steven Bartlett decided to ask ChatGPT what ‘a normal person’ needs to do to become ‘financially free’.

Bartlett wrote out the prompt: “I’m a normal person who earns $50,000 a year. I want to be financially free in the future.

“Give me a one-sentence answer based on all of the wisdom in the world taken from every expert in investing ever.”

In response, ChatGPT wrote back : “Focus on saving and consistently invest in low cost broad based index funds like the S&P 500 while living below your means and allowing compounding to work over time.”

During the ep, passive income expert JL Collins detailed how you can earn more money, adding: “Develop your skills.”

When asked the same question, ChatGPT said: “Earn more, focus on developing high-demand skills.

“Seek opportunities for career advancement, explore side households, or invest in assets that generate passive income like real estate or dividends.”

As for what ‘high-demand skills’ could mean in the future with AI, Collins said that programming used to be a very sought-after skill, but, based on ‘what he understands in the age of AI’, that doesn't seem to be the case anymore. He also joked that the AI chatbot had seemingly ‘mined his book’.

It comes after OpenAI CEO Sam Altman said that job displacement is what worries him most.

ChatGPT offered its advice on how to become finanically free (Robert Way/Getty Images)
ChatGPT offered its advice on how to become finanically free (Robert Way/Getty Images)

“I’m confident that a lot of current customer support that happens over a phone or computer, those people will lose their jobs, and that'll be better done by an AI,” he said on The Tucker Carlson Show.

“Someone told me recently that the historical average is about 50 per cent of jobs significantly change.

“Maybe they don't totally go away, but significantly change every 75 years on average.

“My controversial take would be that this is going to be like a punctuated equilibria moment where a lot of that will happen in a short period of time," he said.

“But if we zoom out, it's not going to be dramatically different than the historical rate.”

Featured Image Credit: Robert Way/Getty Images
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