How to check your ZIP code to see if $250 is already in your child’s new Trump Account
President Donald Trump first announced so-called ‘Trump Accounts’ last year, which is part of his administration’s plans to help American families build wealth for their children.
The investment accounts are designed to give eligible children born between January 1, 2025, and December 31, 2028, a one-off $1,000 contribution from the US government, with parents and other eligible contributors able to add further money and the scheme was later signed into law on July 4, 2025, as part of Trump’s tax and spending legislation.
Earlier this month, Michael and Susan Dell announced they would be donating to the program, with the Dell CEO and his wife met with the president at the White House on October 7, committing a $6.25 billion donation to fund seed accounts for 25 million American children under the age of 10.
The Dells’ contribution offers an additional $250 investment, which should grow over time and can be accessed when the child turns 18.
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How to check if the Dell money is in your child’s Trump Account
Since the program launched, over 70 million children in the US are now enrolled in Trump Accounts, but these accounts will need to be claimed by a parent or guardian on the Trump Account App.
However, not all of these children will be eligible for the Dell donation as this will only go to children who live within a ZIP code area where the median household income is below $117,300.
If you want to check whether your child qualifies for the payment then there is a handy tool by InvestAmerica that can help you see, which can be accessed here.
The tool will allow you to input your ZIP code to see if it qualifies for the Dell donation.
Michael Dell hits back at criticism
Despite the large donation, clips of the couple appearing alongside the president started to do the rounds on social media, and not everyone was convinced by the move, with critics arguing that wealthy investors should not be able to donate their own personal company stocks to Trump Accounts.
Hitting back at this, Michael stated to Yahoo Finance: “It’s kind of hard for me to believe that’s a bad thing, right? That these children are going to somehow be negatively influenced because they now have one share of SpaceX, but they didn't have before, right? The alternative is they didn’t have it, right?
“It seems unlikely that that is some kind of devious plot to somehow influence these two million children. If anything, they’re going to be interested in space and capitalism and how capital markets work, compounding and investing, and it will spark an interest in them that hopefully helps them as they become adults.”
This comes after SpaceX president Gwynne Shotwell pledged over two million shares to lower income children aged 11 to 17.